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After months of stress from a growing pile of credit card statements and a continuous stream of aggressive collections calls, you decide that consolidating your debts is your best option for turning over a new leaf. Debt consolidation may feel like a big relief:



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Debt consolidation is where someone obtains a new loan to pay out a number of smaller loans , debts, or bills that they are currently making payments on. In doing this they effectively bring all these debts together into one combined loan with one monthly payment.

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Debt consolidation means taking out a new loan to pay off a number of liabilities and consumer debts , generally unsecured ones. In effect, multiple debts are combined into a single, larger piece of debt, usually with more favorable payoff terms:



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Consolidating debt is the process of combining multiple debts from credit cards, high-interest loans, and other bills into one monthly payment. Debt consolidation solutions may lower your interest rate, which can help you save money on interest, lower your monthly payments, and pay down debt faster.



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